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Members PUBLISHED FOR MEMBERS OF BETHPAGE FEDERAL CREDIT UNION VOLUME 23 NUMBER 02 MARCHAPRIL 2012 first Federal Credit Union Youll love banking hereTM. Confident Boost Your Personal Finances with a Bethpage Home Equity Line of Credit Your Bethpage Home Equity Line of Credit HELOC can be an affordable, flexible way to pay for home improvements or any other bigticket life events such as education costs, family vacations or even debt consolidation A Home Equity Line of Credit from Bethpa

Presidents Message Weve been busy in 2012 and the results show it Bethpage Federal Credit Union is now the largest credit union in New York, largest in the Northeast, and the 18th largest in the United States As we continue to grow and expand on Long Island, we are able to provide you more conveniences such as surchargefree ATMs and branch locations, as well as continued upgrades in technology. In a recent survey of 10,000 consumers throughout the U.S., credit unions were rated excellent in cust

Services Volunteer Income Tax Assistance Program VeriFast Makes Your Branch Visit Very Fast Secure The Volunteer Income Tax Assistance VITA Program offers free tax help for low to moderateincome generally 49,000 and below individuals and families. Bilingual Tax Assistors are available. Please remember to bring the following Photo Identification. Social Security Cards for you, your spouse and dependents. Current years tax package if you received one. Wage and earning statements Form W2, W2G

Lending Stay Secure While You Are On The Go, With a Bethpage MasterCard Travel Card When youre traveling, it pays to have a safe and convenient way to pay. Starting in April 2012, Bethpage will be offering the MasterCard Travel Card as the perfect alternative to cash and travelers checks for when you travel. Benefits of the Travel Card Safer than cash to offer you peace of mind while you travel. More convenient than travelers checks. Reloadable at any branch or by calling our Telephone Servic

Auto Auto Loans Does Refinancing Make Sense Starting at 1 NEW AUTO RATES .99 APR APR 17.52 per thousand 60month term Many of us have thought about refinancing our mortgages, but if your auto loan is with another financial institution, have you ever considered refinancing your auto loan at Bethpage Federal Credit Union Even just a small decrease in the interest rate you are paying could lower your monthly payments and make a huge difference in the amount paid over the life of your loan. I

Insurance and Investments Getting Ready for Tax Time Are you concerned about your tax liability for 2012 Consider these strategies to help lower your tax bill, maximize your pretax profit and boost your aftertax bottom line. Start an IRA No 401k account You may be eligible to open an Individual Retirement Account IRA. Like a 401k, contributions reduce taxable income and tax on earnings is deferred until withdrawn. Open a Roth IRA While contributions do not lower your tax liability, interest and

Community Bethpage Applauds Leadership Putting Small Businesses of Congressman King First Bethpage Federal Credit Union is proud to support an important new bill, H.R. 3993, introduced on February 9, 2012 by Congressmen Peter King RNY and Brad Sherman DCA that would empower the National Credit Union Administration NCUA, the federal credit union regulator, to authorize qualified credit unions to accept additional forms of capital to supplement their retained earnings. Expanded capital authority f

Presorted Standard U.S. Postage PAID Permit 255 Hicksville, NY lovebethpage.com 8006287070 Free Online Banking Free Mobile Banking Free Telephone Banking Over 350 SurchargeFree ATMs, including the following locations Must show CoOp logo facebook.comlovebethpage Bethpage Main Office 899 S. Oyster Bay Road MW 9am4pm Th 9am7pm F 730am7pm Sa 9am2pm Driveup MW 730am4pm ThF 730am7pm Sa 9am2pm Bay Shore 591 Montauk Hwy. MTh 9am4pm F 9am7pm Sa 9am2pm Open Bay Shore Sundays King Kullen 834 Sunris

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