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1 Emmanuel College an investment in your future. Financial Aid Award Guide 20132014 Office of Student Financial Services www.emmanuel.edu

2 B y creating rich opportunities through internships, research, servicelearning and global experiences, Emmanuel College links academic offerings in the liberal arts and sciences to exciting realw

Introduction Dear Student, Congratulations on your acceptance to Emmanuel College You are about to embark on an exciting journey to begin the next chapter of your life and selecting the right college

2 How Does Emmanuel Help Emmanuel supports students by offering meritbased scholarships and needbased grants and by participating in all federal and state funding options. N Merit Scholarships Award

How Does Emmanuel Help 3 N Federal Pell Grant A federal needbased grant for students with significant demonstrated financial need. N Federal Supplemental Educational Opportunity Grant SEOG Awarded

4 What Can I Do Students can invest in their own education by borrowing with lowcost student loans, applying for scholarships, and by working on or off campus. Student Loans A Wise Investment The pr

What Can I Do 5 For some families, the students investment in his or her own education may be larger than for others. These students may need to borrow additional federal loans or private student lo

6 What Can Parents Do Parents invest in their childrens education from savings, current income, tax credits and borrowing. Savings Current Income Paying More Up Front Means Borrowing Less In additi

What Can Parents Do 7 Parent Loans When Savings and Current Income Are Not Enough There are many educational loan products available, including several parent loans. Two of these include Federal Par

8 By the Numbers Number of oncampus jobs 30 1000 of families enrolled in the interestfree monthly payment plan 700,000 Amount of private scholarship funding received by Emmanuel students N

9 Total amount Emmanuel students saved through selecting a triple room option 450,000 Room and Board discount for secondyear Resident Assistants 100 0 Federal WorkStudy funds dedicated to commu

10 Frequently Asked Questions What Can I Expect as an Annual Balance after Financial Aid Determine Your Estimated Balance A Total Annual Costs Tuition Orientation Fee Student Activity Fee Room Board

Frequently Asked Questions 11 What are the Best Ways to Further Reduce My Costs N Apply for private scholarships N Choose the least expensive housing option available to you N Stay on track academi

12 Is My Financial Aid Renewable Emmanuel College makes every effort to offer the same aid each year. Emmanuel funding is limited to a maximum of eight semesters and is contingent upon timely applica

Next Steps 13 Next Steps Enrollment Deposit The 300 tuition deposit and 200 room deposit for resident students is due on or before May 1st. Online payments may be made at www.emmanuel.eduaccepted.

14 Stafford Loan Borrowers Students borrowing with the Federal Stafford Loan will need to complete a Master Promissory Note and Student Loan Entrance Counseling before the funds can be credited to th

Paying the Tuition Bill 15 Paying the Tuition Bill An estimated annual tuition bill is mailed to enrolling students in early June, prior to Orientation. Although the College officially bills student

16 Important Dates No later than Enrollment Deposit Deadline Apply for Parent or Private Student Loan Complete Federal Stafford Loan Master Promissory Note Entrance Counseling Enroll in Monthly Paym

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Emmanuel College, founded by the Sisters of Notre Dame de Namur in 1919, is a coed, residential, Catholic liberal arts and sciences college located in the city of Boston. Its beautiful 17acre campus i

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